by Angela on September 2, 2010
September is Life Insurance Awareness Month (LIAM). Why?
Great time to review your policy to ensure that you are adequately covered… and at the best rate!
“To make sure Americans are reminded of the need to include life insurance in their financial plans, the nonprofit LIFE Foundation coordinates Life Insurance Awareness Month. Each September, LIFE is joined in this educational initiative by more than 100 of the nation’s leading insurance companies and industry groups.” -http://www.lifehappens.org/liam/
According to a 2008 LIMRA study:
- 68 million American adults have no life insurance and among those with coverage, most have far less than experts recommend.
- 15 percent of husbands and 28 percent of wives have no life insurance.
- 6 million households (10 percent of families with children under 18) have no life insurance or term life insurance protection.
- The percentage of families with dependent children that admit they’ll have immediate trouble with everyday living expenses is 22 percent.
LIAM is also a great reminder to review your policy annually (assuming you already have one). Term insurance prices are at historic lows, by reviewing your policy with an agent annually you are ensuring that you have the lowest rates for your policy coverage. Also, as your life stages change, your needs coverage needs may change as well. This could also lead to a decrease of your rate.
Reviewing your policy will only take about 15 minutes and could be done over the phone. Your best bet is to use an agency which works with multiple carriers (at least 50) they way they easily compare all the carriers at once.
by Angela on September 1, 2010
Leave it to Apple to make me feel inferior.
Today Apple unveiled some new products… again… for the (what seems like) millionth time this year.
Why does Apple make me feel inferior? Because this is the only Apple product I own:
My actual iPod
Don't act like you don't know what this is...
The headphones are falling apart, but aside from that, it’s fine. My iPod’s sole purpose: to blast music into my ears while I work out. That is all I need and is all I want. Yet, every time I pull it out while at the gym I feel as though I have to hide it. I’m somewhat embarrassed by it. But why? It works and it’s an Apple product (so I’m not that behind the times), yet when people see it they act as if I just pulled out an 8-track. Am I behind the times? When Apple is concerned, yes: because the times change every few months.
But let me tell you this Apple, when I purchased my first (and only) iPod, I was under the impression I was making a sound investment. Everything is digital now, even books. My first generation iPod was promised to fulfill my digital needs and would continue to do so for years to come. And all this has been true. However, I was not told I would have to upgrade every few months in order to fit into society. Do you know how much these things cost? I rarely buy a full-album a year, let alone a device to play it on.
I don’t need to see anybody. I don’t need a screen to touch. I don’t need color. I just need to hear my workout playlist for an hour a day. Therefore, I will continue getting glares from onlookers and Apple will continue releasing products that will cause society to shun me further.
The latest Apple Product: Apple unveils new box for streaming movies & Nano Touch
“Apple Inc. announced a smaller, cheaper version of its Apple TV device for streaming movies and television shows over the Internet and into the living room. It also unveiled a new line of iPods, including a touch-screen Nano model.”
Click cartoon to see how it ends… totally worth it!
http://theoatmeal.com/comics/apple
